Independent insurance guidance
Protecting your health, future and family.
A personal message from Lorette.
Coverage should fit your life.
Start with a thoughtful conversation about your needs, priorities and the people you want to protect.
- Medicare and health insurance guidance
- Life insurance and funeral assistance options
- Service in English and Haitian Creole
Upcoming events
Learn with Lorette.
Join Lorette for educational events designed to make Medicare, health insurance and personal-protection topics easier to understand.
Serving clients with care
Guidance wherever you are in the process.
Licensed in Georgia and Florida
Personalized insurance guidance for individuals and families across both states.
Connected beyond two states
MorCare works with appropriately licensed partners to connect consumers with help in additional states.
Independent perspective
Recommendations begin with your needs, location, eligibility and budget.
About
Meet Lorette Morlan, RSSA
Founder and Licensed Independent Insurance Agent
Lorette Morlan, RSSA, is the founder of MorCare Solutions, LLC, an independent insurance agency serving individuals and families in Georgia and Florida.
For Lorette, helping people has never been simply a profession. It has been a lifelong calling. Before entering the insurance industry, she operated a food pantry in the Atlanta area for approximately 12 years. Through her church and community involvement, she regularly helped individuals and families obtain food, groceries and other essential resources.
After leaving corporate America, Lorette planned to travel to Haiti to continue helping underserved communities. When those plans did not unfold as expected, she began searching for another way to serve others. An opportunity with LegalShield eventually introduced her to the insurance industry. She obtained her licenses, built her knowledge and established MorCare Solutions as another way to help people access essential information, protection and support.
Today, Lorette has helped more than 1,000 individuals and families explore their healthcare and insurance options. She specializes in Medicare, ACA Marketplace coverage, individual and family health insurance, life insurance and funeral assistance plans.
As an RSSA, Lorette brings specialized Social Security knowledge to conversations with individuals approaching retirement. Her involvement with the Georgia Haitian Chamber of Commerce reflects her continued commitment to serving and strengthening the Haitian community.
Lorette provides guidance in English and Haitian Creole and takes pride in meeting clients where they are. Her mission is to explain complicated information clearly and help every client make informed decisions with greater confidence.
Trusted insurance partners
What makes MorCare different
Insurance guidance that puts people first.
Insurance should provide protection and peace of mind, not more confusion.
Lorette takes the time to listen, understand your concerns and explain available options in clear, straightforward language. Her recommendations begin with your individual circumstances, not a one-size-fits-all solution.
At MorCare Solutions, the priority is building long-term relationships grounded in education, trust, personal service and client satisfaction.
More clarity. More confidence. MorCare.
Whether you are preparing for Medicare, looking for health coverage, considering life insurance or planning for future funeral expenses, you deserve to understand what your coverage includes and where potential gaps may exist.
“My goal is to meet people where they are, help them understand their options and make sure they know they have someone they can trust.”
Insurance solutions
Coverage for every stage of life.
Your needs can change as your health, family, career and financial responsibilities evolve. Lorette helps you explore coverage based on your circumstances and priorities.
Medicare Guidance
Understand important differences between Medicare coverage options and the questions to consider before enrolling.
ACA Marketplace Coverage
Explore Marketplace health plans and potential eligibility for financial assistance.
Individual and Family Health
Review health coverage based on household circumstances, preferred providers and budget.
Life Insurance
Consider coverage designed to help address final expenses, outstanding obligations and family needs.
Funeral Assistance Plans
Learn about options designed to help eligible individuals and families prepare for funeral-related needs.
Medicare education
Understanding Medicare is the first step.
Medicare provides important healthcare coverage, but it may not pay for every service or expense you encounter.
Lorette helps clients consider questions such as:
Compare your options
Medicare Advantage or Medicare Supplement?
Medicare Advantage
Medicare Advantage plans are offered by private insurance companies approved by Medicare. Plans provide Medicare Part A and Part B benefits and may include prescription drug, dental, vision or hearing coverage.
Benefits, provider networks, costs and availability vary by plan and service area.
Medicare Supplement
Medicare Supplement insurance, also called Medigap, works alongside Original Medicare and may help pay certain eligible out-of-pocket costs.
Supplement plans generally do not include prescription drug coverage, so separate Part D coverage may be needed.
Complimentary consultation
Request your complimentary consultation
Complete the form below to meet one-on-one with Lorette.